Fraudulent Emails – Tax Returns
Tax season is upon us once again.
This time of year we see a large increase in the number
of fraudulent emails purporting to be from the IRS.
Many times the email will claim that there is a problem
with your tax return and “click here” for more details.
DO NOT CLICK ON ANY
LINKS OR OPEN ATTACHMENTS.
The IRS will never email you
Report and forward all
unsolicited email claiming to be from the IRS to
Any email that claims to be from the IRS that contains
a request for personal information, refers to taxes,
inheritance, etc. should be deleted after
to the IRS.
http://www.irs.gov/uac/Report-Phishing for more
information about what to do if you receive an unsolicited
email, phone call or any
correspondence from the IRS.
Europay Mastercard Visa (EMV) or Chip Card
In the wake of numerous large-scale data breaches and
increasing rates of counterfeit debit/credit card fraud, U.S.
card issuers are migrating to a new technology to improve
security and to make it more difficult for fraudsters to
successfully counterfeit cards.
What is EMV?
It's that small, metallic square you'll see on new cards.
That's a computer chip, and it's what sets apart the new
generation of cards.
Unlike magnetic-stripe cards, every time an EMV card is used
for payment, the card chip creates a unique transaction code
that cannot be used again.
You are going to do what is called 'card dipping', which
means inserting the card into a terminal slot. The card
must remain dipped for the length of the transaction.
When an EMV card is dipped, data flows between the card
chip and the issuing financial
institution to verify the card's legitimacy and create the
unique transaction data.
Many of us
have been trained to create short, complex passwords
since they are not as easy to guess.
Recent studies show that this is no longer the case.
It is better to have a longer, less complex password than it
is to have a shorter complex one.
Also, every site or system that you log into should be unique
in its password. And while this may sound super
difficult, it can actually be very simple.
Think of a password pattern that you would use for every
password that you have and stick to that pattern.
Use a combination of numbers, caps and letters, possibly
special characters in the password and include part of the
website name in the PW.
Keep the numbers and or special characters in the same
place in the password. And you are set.
Acceptable risk is the name of the password game.
Stay tuned for more tips and tricks to protect against fraud.