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Beware of Latest Scams
SUPPLY CHAIN FRAUD
Supply Chain Fraud is a new fraud
trend that is on the rise. This is where fraudsters pose
as your legitimate vendors requesting an invoice be paid or
changing account information on where to submit payment.
How do you protect yourself against
Supply Chain Fraud?
Verify all invoices received to ensure validity. We
recommend that you cross-reference invoices (called
“vouchering”) with purchase orders and receiving advices.
If you receive a request to change payment instructions via
letter or email, call your contact at the number you have on
file to verify the instructions.
· Alert your staff to be on the lookout for anything suspicious.
If you receive an email or letter, look at the logo and other
identifying information to see if it looks correct.
Please be aware of a new scam
attempting to steal pin-type information. Fraudsters are
able to purchase a case for their iPhone that takes a thermal
photograph. When you are entering information on a metal
keypad, your fingertip leaves behind a thermal image for
several minutes until the surface cools.
After you walk away from the key
fraudsters take a picture
with their iPhone and the thermal image of your pin is
recorded. In most cases, they can even tell the order in
which you pressed the keys because the key pressed first will
have started to cool sooner than the last key.
To prevent such a hack, it is
recommended that you press several keys either after or before
your pin, or rub your finger over multiple keys to mask your
true pin number.
There is an app available for
downloading on smart phones that allows fraudsters to mask the
real phone number from which they are calling. The
fraudsters can make it appear as though they are calling from
any number (including your BANK!!). They can alter their
voices and even add background noises.
Be wary of anyone calling you asking
for personal information. Do not trust your Caller ID!
If you are uncertain, hang up and call back to a known number
you have on file.
Stay tuned for more tips and tricks to protect
Protect Your Privacy
We have been notified of several Internet scams requesting
personal banking information. PLEASE DO NOT RESPOND to
any calls or emails of this type. Post Oak Bank, N.A.
will never NEVER ask for your account information via email,
telephone call, or direct mail. If you have any
questions about a request you receive, please contact us
ASAP. We want to help you PROTECT YOUR PRIVACY!
To report fraud on your Post Oak Bank account or if
you have questions, call a Post Oak Bank Customer
Service Specialist at (713) 439-3900. Contact one
of the three major credit bureaus to place fraud alert
on your credit report, as well as a victim's statement
asking the creditors call you before opening new
accounts or charging existing ones.
* Equifax (800) 525-6285
* Experian (888) 397-3742
* TransUnion (800) 680-7289
As required by law, the selected credit bureau will
report the information to the other two bureaus for you.
You should also:
* Contact creditors for any accounts that
have been affected.
* Always follow up with a letter and keep
copies of everything.
* Close affected accounts and assign
passwords to new ones.
For more information, visit: